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Should I Add my Teenage Son as an Authorized User?. a New Way to Instantly Improve Your Credit Scores; Can You Make Minimum Wage and Still Have a Maximum Credit Score?. Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are.
Minors may request a copy of their report after the age of 14. Parents or legal guardians may request a credit history for their minor children with documentation proving they are the parent or legal guardian. If no credit report is on file, Experian will send a notice to that effect but will not create a report for the minor. Thanks for asking.
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You asked about the age of the borrower. There is no universal rule concerning age limitations on credit life insurance contracts. Some policies end when the borrower reaches the age of 70. However, this is not a hard-and-fast rule. Review the credit life insurance policy terms and conditions carefully before signing the agreement.